Used Boat Inspection Checklist
Boat-type-specific points to check before you buy, so nothing gets missed.
✅ Checks out on paper — still worth a sea trial and, for anything over $10K, a certified marine survey.
Before You Inspect: Check the Boat's History
Run the Hull Identification Number (HIN) before you spend time on a physical inspection — it's a quick way to catch a stolen or lien-encumbered boat before you invest any more time in it.
Check Boat Alert →🔍 What to Check on a Cabin Cruiser
Always get a professional marine survey before purchasing
Engine hours relative to age — low hours on old engine can be worse than high hours on maintained engine
Fresh water and black water system condition and smell
Hull osmotic blistering (fiberglass boats)
Electrical system age and all wiring condition
Soft spots in deck or cabin floor (water intrusion over time)
New vs. Used
Used cabin cruisers offer excellent value — this category depreciates significantly. Always get a professional marine survey ($500–$2,000) before any purchase. Budget for it.
Boat Checks Out?
Low rates, flexible terms, and approval as soon as the same day — lock one in before you make an offer.
See Your Rate →
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